The Royal Bank of Scotland (RBS) is one of the retail banking subsidiaries of Royal Bank of Scotland Group plc, which together with NatWest, provides branch banking facilities in the UK. Royal Bank of Scotland has around 700 branches, mainly in Scotland though there are branches in many larger towns and cities throughout England and Wales.

The Royal Bank of Scotland, along with Clydesdale Bank and Bank of Scotland, still prints its own banknotes. The UK Government owns a controlling stake of 82% of the RBS’s ordinary shares, however the bank itself remains nominally independent of Government.