Customer Service Improvement in the Bank !

Customer Service Improvement:

“There is only one boss, and whether a person shines shoes for a living or heads up the biggest corporation in the world, the boss remains the same. It is the customer! The customer is the person who pays everyone’s salary and who decides whether a business is going to succeed or fail. In fact, the customer can fire everybody in the company from the chairman (CEO) on down, and he can do it simply by spending his money somewhere else.


Literally everything we do, every concept perceived, every technology eveloped and associate employed,  is directed with this one objective clearly in mind – pleasing the customer.”

— Sam M. Walton, CEO Wal-Mart


What is Customer Service?

“Customer Service is a series of activities designed to enhance the level of customers satisfaction – that is, the feeling that a service or product has met the customer expectation”.


Success Factors of Japan


Financial/ Banks, Hospital, Hotel, Manufacturing, Telecom, Hyper Mall, Automobile, FMCG , Airlines, Tourism, Textile, etc.

Common Success Factors



  • Discipline people,
  • Discipline thoughts,
  • Discipline actions &
  • Culture of discipline)


Individual Efficiency

  • Dedication
  • Job ownership
  • Career competition
  • Loyalty
  • Individual value & ethics
  • Pro – active


Customer Service

  • Welcoming attitude
  • Down – to – earth approach
  • Meeting customer satisfaction & expectation
  • Rapport building



  • Hygiene
  • Energized workplace
  • Finest service or production
  • Development Strategies
  • Quality assets & liability
  • Corporate Culture


Team Work

  • No matter what, all individuals have single vision of KAIZAN
  • Transparent communicati on among the team members
  • All members participation

Human Recourses


Essence of Customer Service


  • Doing ordinary things extraordinary
  • Going beyond what is
  • Adding value to every
  • Being at your best with every
  • Discovering new ways to
  • Taking care of your customers like you would take care of your loved ones.


What do customers expect?

Customers always expect a TREAT!!!! Trust (ability to provide what was promised, dependably and accurately)

Responsiveness (willingness to help customers promptly)

Empathy (degree of caring and individual attention you show to customers)

Assurance (knowledge and courtesy you show to customers, and ability to convey trust)

Tangibles (physical facilities and equipments, and your own (and others’) appearance)


10 Rules for great customer service:

  1. Commit to quality
    • create a positive experience for the
    • go above and beyond customer
  2. Know your
    • helps win a customer’s trust and confidence.
  3. Know your
    • tailor your service approach to their needs and buying
    • get to the root of customer dissatisfaction by talking to people and understanding complaints.
  4. Treat people with
    • every contact with a customer leaves an
    • use phrases like “ sorry to keep you waiting” , “thanks for your order”, “you’re welcome”

and “ it’s been a pleasure helping you”.

  1. Never argue with a
    • be solution focused than problem


  1. Don’t leave customers
    • all communications with a customer needs to be handled with a sense of
  2. Always provide what you
    • failure to do this is a sure way to lose credibility with your
    • if you can’t make good on your promise, apologize and offer some type of
  3. Focus on making customers, not making
    • focus on the quality rather than the volume of
    • research show that it costs 6 times more to attract new customer than it does to keep an existing
  4. Assume that customers are telling the
    • majority of customers don’t like to complain; in fact, they’ll go out of their way to avoid
  5. Make it easy to
    • make the process simple and user -friendly.



  • Customer service could be considered the most important job in a
  • “The customer is always right!” This statement is true in every
  • One unhappy customer can taint the reputation of a business by telling everyone they know about their bad
  • Good customer service people are a valuable asset to any business


Who are the Customers?


  • People who receive my output
  • People who pay me
  • They are the reason why I do my job
  • People who want to avail my company’s services


How Does This Apply in Banking?

  • All banking customers will come in contact with at least one of the following customer service positions:


A Bank teller/ Cash Officer

  • Have good communication, verbal communication and listening skills and problem -solving skills
  • Required to be friendly and interact with the customers
  • Able to work independently
  • Considered a “front line” in the banking
  • The first person a customer sees
  • Most likely to detect and stop fraudulent transactions
  • Provide information about customers’ accounts and bank services .
  • Respond to customer inquiries and make sure problems are
  • Handle complaints in accordance with bank
  • Recognize customer motivation and buying behavior
  • Fix problems or suggest solutions .
  • Cross selling other products


Customer Service Representative.

  • Have good communication, verbal communication and listening skills and problem -solving skills
  • Required to be friendly and interact with the customers
  • Able to work independently
  • Assist to fill any kind of form as per requirement
  • Respond to customer inquiries and make sure problems are
  • Handle complaints in accordance with bank
  • Recognize customer motivation and buying behavior
  • Fix problems or suggest
  • Analyze customer needs
  • Implement sales promotion (if any)
  • Cross selling other products


A Relationship officer…

  • Have good communication, verbal communication and listening skills and problem -solving skills
  • Required to be friendly and interact with the customers
  • Able to work independently
  • Is an important customer service representative for any financial They have the task of finding potential clients and helping them to apply for loans & advance.
  • They usually specialize in commercial, consumer, mortgage loans,
  • And they guide clients through the process of applying for a loan.
  • Fix problems or suggest
  • Analyze customer needs
  • Implement sales promotion (if any)
  • Cross selling other products


Relationship Officer: Help in Decision Making


  • Due diligence of loan & customer profiles
  • Obtain written loan application and CIB from BB
  • Evaluate collateral and other relevant documents
  • Credit rating & process/deny loan application
  • Obtain approval from Corp Office
  • Disburse loan funds



  • Most likely they handle Corporate Customers/Clients
  • Ensure optimum satisfaction
  • Acquire new customer/clients for further business development



Passive      Average





Team Work



Superior Service



Comparison in three types of Customer Service

Passive Average Proactive
–       Submissive

–       Lacking forceful qualities

–       Not active

–       Ordinary

–       Usual

–       Common

–       In favor of being active

–       Being interested & welcomed

–       Using personality

–       Establishing rapport

–       Being warm and above average


Steps in better customer service

“ The basics are the basis of customer service”.

Step #1: First Impressions Matter

Step #2: Courtesy Counts

Step #3: Attitude is Everything

Step #4: Doing the Right Thing: the Ethical Issues



Step # 1: First Impressions Matter

First impressions are mental snapshots you take when you first encounter a person or situation. It includes a person’s looks and actions, including general grooming and cleanliness, clothing, voice tone, attitude, body language and posture.


Steps in Making Good Impression:

  1. People see you first, hear you
  2. Wear appropriate clothing for the work you
  3. Make sure you are
  4. Maintain a relaxed and open





– looking good at work and your appearance should fit the work you do.

    • wear the type of clothing that fits the personality of your
    • always lean towards dressing conservatively if you are unsure of what is suitable to your
    • this means your hair and fingernails are clean and groomed; your face, body, and teeth are clean; your clothes are clean and well- pressed; your shoes polished, your hair is properly styled; and your over-all image is Put all that together and you present a groomed look.
    • Hold your head high, and keep your facial expressions Make eye contact when talking to someone. Smile as often as appropriate ; smile often. A smile goes a long way, both personally and interpersonally. When you smile, you feel better. When you smile, you make others feel better.



Step # 2: Courtesy Counts

Unlike children, as adults, you are not going to receive constant praise for being courteous, but people will appreciate your behavior. When your act courteously, you send a positive and become a natural part of your vocabulary and personality.


Steps in Developing Courtesy:

  1. Say “Please”, “Thank you” and “ You’re Welcome”.
  2. Say “Excuse Me” and “I’m Sorry”.
  3. Use “Sir” and Ma’am”.
  4. Use a person’s name when you know
  5. Use “Yes” rather than “Yeah”.
  6. Say it with a smile.




    • say “please” when asking something and also learned to say “please” when you responded to others (e.g. “Yes, please”).
    • say “thank you” when someone did something for
    • say “you’re welcome” when someone thanked you for doing


    • say “excuse me” when you do not understand someone, when someone was on your way, or when you inadvertently did something wrong;
    • say “I’m sorry” when you did something wrong or made a


  1. USE “SIR” OR “MA’AM”
    • even if these words are signs of respect, be careful how you accentuate these
    • wrong emphasis can make you sound sarcastic, however, right emphasis can make you sound


    • everyone enjoys hearing his / her name, so if you know your customer’s name use Also be sure to give your customer your name.
    • always try to practice name re-calling.



use “Yes” instead of “yeah” to sound professional, intellectual and respectful.



In today’s fast-paced world, smiling when you speak does come across loud and clear. Whether you are speaking face-to-face or by telephone, our customer will see or hear the smile in your voice.


Step # 3: Attitude is Everything

Attitude is everything. Good or bad. Whether yours is good or bad, your attitude is what people are going to remember about you. When you interact with customers, you may not get a second chance. Even if you are not as naturally positive person you can learn to have a more positive attitude. It begins by learning to APPRECIATE.


Steps in developing positive attitude:

  1. Appreciate the good in yourself and in others.
  2. Believe in
  3. Believe you can make a
  4. Keep an open-mind ; do not stereotype people.





Appreciation can be learned by changing your self-talk (the words you use when you think) to think positive thoughts. For example, change “I’ll never do this right” to “next time I’ll do this better”. This also goes for thoughts about your customers (e.g., “Look at his old lady. She doesn’t look like she has a clue about television sets. This is going to be a tough one to handle”. Change this mindset to “ I’ll do what I can to help this customer. She mentioned she doesn’t know a whole lot about all the new type sets, so I’ll do my best to explain them all”.).



When you stop your negative self-talk, you will start to believe in yourself. Saying things such as,” I’ll never do this right”, only sets you up for failure. Changing your self-talk to “next time I’ll do it differently” sets you up for success. When you begin to believe in yourself, you will begin to feel more confident . When you feel more confident, you will begin projecting a powerful image to others. To your customers, you will project an image of someone who believes in yourself, your company, and your products.



When you believe in yourself and gain confidence, you will naturally progress to believing that you can make a difference in the lives of others. When you believe you can make a difference, you will find ways to make it happen. At work, look for ways to make a difference by being helpful, interested, and caring toward your customers.



When the employee thought about the older woman who did not know what she wanted and was going to be tough to handle, he was accepting a negative stereotype about older people before he talked to her. That older woman might be smarter and sharper than he is. Stereotypes can skew first impressions. Do you want people to stereotype you? When you change your thought process and stop stereotyping others, you will change the way you present yourself.


Step # 4: Doing the Right Thing: Ethical Issues

Being ethical means being honest, doing the right thing, and being accountable for your actions.


Steps to develop ethical ways of doing things:

  1. Always be
  2. Do the right
  3. Do what you say when you say you
  4. Be accountable for your actions.





Being honest at all times will make your life far less complicated. When you are truthful, you do not have to remember what you said to whom. Being truthful is important to your customer. If you become dishonest, the truth always has a way of coming out. When people find out you have not been completely honest, they will no longer trust you.



When the employee thought about the older woman who did not know what she wanted and was going to be tough to handle, he was accepting a negative stereotype about older people before he talked to her. That older woman might be smarter and sharper than he is. Remember first impressions? Stereotypes can skew first impressions. Do you want people to stereotype you? When you change your thought process and stop stereotyping others, you will change the way you present yourself.



Become a person others can rely on. When you give a customer your word, mean it. Let your word be your bond. Erase the words “I can’t” and “no” from your vocabulary. If you cannot do what the customer asks, explain instead what you can do. It is all right to say “I don’t know.” Follow up with “I’ll find out for you.”



When you take responsibility and own up to your mistakes, people will respect you. No one expects you to make the right decision 100% of the time. We are all human and are all going to make mistakes. What sets ethical people apart is that they hold themselves accountable for their mistakes. This may not be easy at first, but it is the right thing to do. People will appreciate that you are able to admit you did something wrong. You will also have an added benefit: You will respect yourself more when you take responsibility for your actions.


APE Approach

YOU                                                                                             CUSTOMER

A is for Action

Act to put it right Something is done which the person doesn’t like. It may be a really big thing or it may be relatively minor (in your view).

P is for Perception

Find out what the person is really trying to tell you The person perceives that this action is really bad for them. It may really bad, or they may just think it is bad. Often they also perceive some hurtful intention on your part or  the part of  your organization.

E is for Emotion

Response to the feelings, recognize them and acknowledge them. You can’t deal with the Perception or the Action while people are feeling they actually are, right now. The person has a strong emotion in response to what they perceive to be bad


Some Feeling Words of Customers

Happy Sad Angry Confused Scared Weak Strong
Calm Angry Annoyed Anxious Afraid Ashamed Active
Cheerful Awful Bitter Awkward Anxious Bored Aggressive
Delighted Bad Critical Bothered Chicken Confused Angry
Excited Crushed Disgusted Crazy Confused Embarrassed Bold
Fantastic Depressed Fed up Depressed Fearful Exhausted Brave
Fortunate Disappointed Frustrated Disturbed Frightened Frustrated Capable
Friendly Dissatisfied Furious Embarrassed Horrified Guilty Confident
Glad Disturbed Impatient Frustrated Insecure Helpless Determined
Good Down Irritated Helpless Nervous Horrible Energetic
Great Embarrassed Mad Hopeless Panic Ill Happy
Hopeful Gloomy Mean Mixed up Shaky Inadequate Healthy
Optimistic Hate Temper Puzzled Stunned Insecure Love
Peaceful Hopeless Upset Stuck Tense Overwhelmed Positive
Pleased Hurt Wrath Surprised Terrified Powerless Powerful
Relieved Miserable Hate Trapped Threatened Shaky
Satisfied Painful Uncomfortable Timid Shy
Thankful Sorry Sick
Warm Terrible Tired
Wonderful Upset Useless


Let’s do some exercise

A Model of customer behavior:


Culture Subculture Social class

Reference groups Family and households



Motivation Perception Learning Personality Attitude


General guidelines for developing service communications:

  • Develop a word – of- mouth communications network
  • Promise what is possible
  • Intangible the tangible
  • Feature Working Relationships between Customer and Provider
  • Reduce consumer fears about variation in performance
  • Determine and focus on service quality dimensions
  • Differentiate the service product from service delivery

+ Make the service more easily understood


What they Want…………


  1. Friendliness – the most basic and associated with courtesy and


  1. Empathy – the customer needs to know that the service provider appreciates their wants and


  1. Fairness – the customer wants to feel they receive adequate attention and reasonable


  1. Control – the customer wants to feel his/her wants and input has influence on the


  1. Alternatives – most customers want choice and flexibility from service. They want to know there are many avenues to satisfy


  1. Information – customers want to know about products and services but in a pertinent and time-sensitive manner.4 Too much information and “selling” can put off customers.


When “customers” first meet us they immediately form opinions about us and our organization. Those impressions include things about character, efficiency, and friendliness. They will decide in seconds from 11 impressions whether they…

  • Like You
  • Dislike You
  • Indifferent

Superior customer Service…..


  • Greet the customer with a
  • You should sound energetic and
  • Compliment them for any special feature visible e a nice tie, watch, decorated office, nice voice etc.
  • Be a good
  • Identify and anticipate
  • Make customer feel important and
  • Make customer understand your product and system.



How to present yourself !

Make sure you have:

  • For male, cleaned & pressed light color full-sleeved shirt and dark slack with nice
  • For female, cleaned & pressed soft color salwar, kameez with olna/dopatta .
  • Clean and polished conservative dress shoes
  • Well-groomed hairstyle
  • Cleaned and trimmed fingernails
  • Minimal cologne or perfume
  • Well-brushed teeth and fresh breath
  • No gum, candy, or other objects in your mouth
  • Minimal jewelry and make-up for female
  • No body odor



Customer is the King in any industry, in order to enhance the market share vis-à-vis boost the profit of the organization, we need to enhance customer satisfaction and meet customer expectation by providing superior customer service.

81 thoughts on “Customer Service Improvement in the Bank !”

  1. Pingback: buy levitra in usa
  2. Pingback: jual cialis kaskus
  3. Pingback: cialis et libido
  4. I like the helpful information you provide in your articles. I will bookmark your weblog and check again here regularly. I am quite certain I’ll learn lots of new stuff right here! Good luck for the next!|

  5. Simply desire to say your article is as astonishing. The clarity in your post is simply excellent and i can assume you are an expert on this subject. Fine with your permission let me to grab your feed to keep updated with forthcoming post. Thanks a million and please continue the rewarding work.|

  6. Ryan Forner says:

    Hey I know this is off topic but I was wondering if you knew of any widgets I could add to my blog that automatically tweet my newest twitter updates. I’ve been looking for a plug-in like this for quite some time and was hoping maybe you would have some experience with something like this. Please let me know if you run into anything. I truly enjoy reading your blog and I look forward to your new updates.|

  7. Kim Murdock says:

    It’s very simple to find out any matter on net as compared to textbooks, as
    I found this article at this web site.

  8. Keep this going please, great job!|

  9. text link says:

    Having read this I believed it was really informative. I appreciate you spending some time and energy to put this information together. I once again find myself personally spending a lot of time both reading and commenting. But so what, it was still worthwhile!|

  10. Site says:

    Amazing! Its truly amazing paragraph, I have got much clear idea on the topic of from this article.|

  11. Miquel Craft says:

    I know this web page presents quality depending content and additional material, is there any other website which provides such things in quality?|

  12. Terrific post however , I was wondering if you could write a litte more on this subject? I’d be very thankful if you could elaborate a little bit more. Many thanks!|

  13. Greetings! Very helpful advice in this particular article! It is the little changes that will make the greatest changes. Thanks for sharing!|

  14. Hi there it’s me, I am also visiting this site on a regular basis, this website is actually fastidious and the visitors are really sharing good thoughts.|

  15. txt says:

    Hi! Would you mind if I share your blog with my zynga group? There’s a lot of folks that I think would really enjoy your content. Please let me know. Thanks|

  16. txt says:

    I have learn some excellent stuff here. Certainly price bookmarking for revisiting. I surprise how much attempt you place to create any such excellent informative website.|

  17. I love your blog.. very nice colors & theme. Did you design this website yourself or did you hire someone to do it for you? Plz answer back as I’m looking to construct my own blog and would like to find out where u got this from. thanks|

  18. Superb, what a weblog it is! This web site gives useful facts to us, keep it up.|

  19. txt says:

    Heya i’m for the first time here. I came across this board and I find It truly useful & it helped me out much. I hope to give something back and help others like you helped me.|

  20. txt says:

    Very nice post. I just stumbled upon your blog and wished to say that I’ve really enjoyed surfing around your blog posts. After all I will be subscribing to your feed and I hope you write again soon!|

  21. What’s up friends, its impressive piece of writing regarding teachingand completely defined, keep it up all the time.|

  22. First of all I want to say superb blog! I had a quick question which I’d like to ask if you don’t mind. I was interested to know how you center yourself and clear your mind before writing. I’ve had a hard time clearing my thoughts in getting my ideas out. I truly do take pleasure in writing however it just seems like the first 10 to 15 minutes are generally lost just trying to figure out how to begin. Any ideas or hints? Cheers!|

  23. Howdy! This blog post couldn’t be written any better! Looking at this post reminds me of my previous roommate! He continually kept talking about this. I am going to forward this post to him. Pretty sure he’ll have a very good read. Thank you for sharing!|

  24. Hi colleagues, how is everything, and what you want to say concerning this post, in my view its genuinely amazing in support of me.|

  25. Ezra Boelter says:

    Greetings from Idaho! I’m bored to death at work so I decided to browse your site on my iphone during lunch break. I really like the information you present here and can’t wait to take a look when I get home. I’m shocked at how fast your blog loaded on my mobile .. I’m not even using WIFI, just 3G .. Anyways, excellent site!|

  26. Will Hannah says:

    hi!,I love your writing very much! percentage we keep in touch more about your post on AOL? I need a specialist on this house to resolve my problem. May be that is you! Having a look forward to look you. |

  27. Quality articles is the important to be a focus for the people to pay a quick visit the site, that’s what this web page is providing.|

  28. Thank you for another excellent post. Where else could anybody get that kind of info in such an ideal manner of writing? I’ve a presentation subsequent week, and I’m at the look for such info.|

  29. Appreciate the recommendation. Let me try it out.|

  30. Have you ever thought about adding a little bit more than just your articles? I mean, what you say is fundamental and everything. Nevertheless imagine if you added some great photos or video clips to give your posts more, “pop”! Your content is excellent but with images and video clips, this blog could undeniably be one of the most beneficial in its field. Excellent blog!|

  31. Valuable info. Lucky me I discovered your web site by accident, and I’m stunned why this coincidence did not happened earlier! I bookmarked it.|

  32. Thanks to my father who shared with me regarding this blog, this website is genuinely remarkable.|

  33. An impressive share! I have just forwarded this onto a coworker who was doing a little research on this. And he in fact bought me breakfast due to the fact that I discovered it for him… lol. So allow me to reword this…. Thanks for the meal!! But yeah, thanx for spending time to discuss this subject here on your blog.|

  34. Howdy! This post couldn’t be written any better! Reading this post reminds me of my previous room mate! He always kept talking about this. I will forward this write-up to him. Fairly certain he will have a good read. Thanks for sharing!|

  35. I like the helpful information you provide in your articles. I’ll bookmark your weblog and check again here frequently. I’m quite sure I will learn many new stuff right here! Good luck for the next!|

  36. It’s going to be finish of mine day, except before end I am reading this impressive paragraph to increase my know-how.|

  37. You can definitely see your skills within the article you write. The sector hopes for even more passionate writers such as you who aren’t afraid to mention how they believe. At all times go after your heart.|

  38. Very shortly this site will be famous among all blogging and site-building users, due to it’s pleasant articles|

  39. Pete Saylee says:

    Howdy! This post could not be written any better! Looking at this article reminds me of my previous roommate! He constantly kept talking about this. I will send this article to him. Pretty sure he’ll have a great read. Thank you for sharing!|

  40. Good information. Lucky me I found your site by chance (stumbleupon). I’ve bookmarked it for later!|

  41. Nola Kinsel says:

    Hi there friends, how is everything, and what you wish for to say about this piece of writing, in my view its genuinely amazing designed for me.|

  42. Sean Vljeric says:

    Yes! Finally something about keyword1.|

  43. If you want to improve your experience simply keep visiting this web page and be updated with the latest news update posted here.|

  44. Wow, superb blog structure! How lengthy have you been running a blog for? you make running a blog look easy. The full glance of your web site is magnificent, as neatly as the content!

  45. Hey There. I found your blog using msn. This is a really well written article. I will be sure to bookmark it and come back to read more of your useful information. Thanks for the post. I’ll certainly return.|

  46. Diego Kader says:

    I want to to thank you for this good read!! I certainly enjoyed every little bit of it. I’ve got you saved as a favorite to check out new things you post…|

  47. Great site you have here.. It’s hard to find quality writing like yours nowadays. I really appreciate individuals like you! Take care!!|

  48. Leon Gural says:

    Greetings! Very useful advice in this particular post! It’s the little changes that will make the greatest changes. Many thanks for sharing!|

  49. Casey Persyn says:

    Have you ever thought about writing an e-book or guest authoring on other sites? I have a blog based on the same topics you discuss and would love to have you share some stories/information. I know my visitors would appreciate your work. If you’re even remotely interested, feel free to send me an e-mail.|

  50. Hello my family member! I want to say that this article is awesome, great written and include approximately all vital infos. I’d like to peer more posts like this .|

  51. I’ve been browsing online greater than 3 hours these days, yet I never discovered any attention-grabbing article like yours. It is pretty value enough for me. In my view, if all webmasters and bloggers made excellent content material as you did, the internet might be a lot more useful than ever before.|

  52. Nilsa Dozer says:

    Excellent way of explaining, and fastidious post to obtain information regarding my presentation subject matter, which i am going to present in college.|

  53. Yes! Finally someone writes about keyword1.|

  54. Very nice post. I just stumbled upon your blog and wanted to say that I have truly enjoyed surfing around your blog posts. In any case I’ll be subscribing to your feed and I hope you write again soon!|

  55. This page really has all of the information I needed about this subject and didn’t know who to ask. |

  56. Rod Ahlin says:

    Outstanding story there. What happened after? Thanks!|

  57. Because the admin of this website is working, no uncertainty very soon it will be well-known, due to its quality contents.|

  58. Incredible story there. What occurred after? Take care!|

  59. Roy Trybus says:

    Very rapidly this website will be famous among all blogging people, due to it’s pleasant posts|

  60. If you are going for most excellent contents like I do, only visit this web page all the time for the reason that it presents feature contents, thanks|

  61. Damon Mathys says:

    Thanks on your marvelous posting! I certainly enjoyed reading it, you happen to be a great author.I will remember to bookmark your blog and definitely will come back later in life. I want to encourage yourself to continue your great writing, have a nice holiday weekend!|

  62. I constantly spent my half an hour to read this blog’s posts every day along with a cup of coffee.|

  63. I do consider all the concepts you have offered for your post. They’re very convincing and can certainly work. Still, the posts are too quick for newbies. May you please prolong them a little from next time? Thank you for the post.|

  64. Currently it appears like Expression Engine is the top blogging platform out there right now. (from what I’ve read) Is that what you’re using on your blog?|

  65. I’m truly enjoying the design and layout of your blog. It’s a very easy on the eyes which makes it much more enjoyable for me to come here and visit more often. Did you hire out a designer to create your theme? Outstanding work!|

  66. I absolutely love your blog and find most of your post’s to be exactly I’m looking for. Do you offer guest writers to write content for you? I wouldn’t mind composing a post or elaborating on some of the subjects you write regarding here. Again, awesome blog!|

  67. Rhett Vetere says:

    This is my first time visit at here and i am truly happy to read everthing at one place.|

  68. Great information. Lucky me I recently found your website by chance (stumbleupon). I have bookmarked it for later!|

  69. Aleta Eynon says:

    Fantastic goods from you, man. I’ve take note your stuff previous to and you are simply extremely excellent. I actually like what you’ve received here, certainly like what you’re stating and the way in which wherein you are saying it. You make it enjoyable and you still care for to keep it sensible. I cant wait to read far more from you. This is actually a tremendous web site.|

  70. Very nice article, just what I wanted to find.|

  71. I just couldn’t depart your website before suggesting that I really enjoyed the standard info an individual supply on your visitors? Is gonna be back incessantly to check out new posts|

  72. Excellent beat ! I wish to apprentice while you amend your website, how could i subscribe for a blog website? The account aided me a acceptable deal. I had been a little bit acquainted of this your broadcast offered bright clear idea|

  73. Dusti Foran says:

    This is the perfect site for anybody who wishes to understand this topic. You understand so much its almost tough to argue with you (not that I actually will need to…HaHa). You certainly put a brand new spin on a subject that’s been discussed for years. Excellent stuff, just wonderful!|

  74. Everyone loves it when folks come together and share views. Great website, keep it up!|

  75. Thanks for sharing such a good thinking, piece of writing is nice, thats why i have read it entirely|

  76. Earle Wolfer says:

    Having read this I thought it was really enlightening. I appreciate you spending some time and energy to put this short article together. I once again find myself personally spending way too much time both reading and posting comments. But so what, it was still worth it!|

  77. Josue Petr says:

    Please let me know if you’re looking for a writer for your site. You have some really great articles and I believe I would be a good asset. If you ever want to take some of the load off, I’d absolutely love to write some material for your blog in exchange for a link back to mine. Please shoot me an e-mail if interested. Thank you!|

  78. This excellent website really has all of the info I wanted about this subject and didn’t know who to ask. |

Leave a Reply

Your email address will not be published. Required fields are marked *