MCQ QUESTIONS: GENERAL BANKING PAGE-03
MCQ QUESTIONS: GENERAL BANKING:
62. Crossing of Cheque is:
(A) A material part of a cheque
(B) A material alteration of a cheque
63. A collecting Banker gets protection for collection of cheques under Section 131 of the N.I. Act if the collecting Banker can satisfy the following conditions: A) The cheque is CROSSED, collected for a CUSTOMER, in GOOD FAITH & WITHOUT NEGLIGENCE
(B) The cheque is CROSSED, collected for a STRANGER & in GOOD FAITH
64. At the time opening a new account introduction is essentially required:
(A) Form a customer of the Bank
(B) Form a Customer of the Bank or from a person acceptable to the Bank
65. Payment of a Cheque in DUE COURSE discharges the liability of the paying banker:
(A) No
(B) Yes
66. A Cheque crossed “Not Negotiable” does not restrict negotiability of the Cheque but when a Cheque is crossed “Account Payee only” it shall cease to be Negotiable:
(A) Yes
(B) No
67. In case of Negotiable Instrument where amount is stated differently in figures and in words:
(A) Payment should not made
(B) Amount stated in words may be paid
68. A Cheque is always payable on Demand / presentment but a Promissory Note or a Bill of Exchange may be payable at sight / presentment or at a determinable future date:
(A) Yes
(B) No
69. As per Bank Companies Act. 1991, Banking Means:
(A) Accepting Deposits only
(B) Accepting Deposits and making payments
(C) Accepting, for the purpose of lending or investment, deposits of money from the public, repayable on demand or otherwise, and withdrawable by Cheque, draft, and order or otherwise.
70. A Banking Company requires a license from the Central Bank to do Banking under:
(A) Bangladesh Bank (Nationalization) order, 1972
(B) Bank Companies Act. 1991
(C) Bangladesh order, 1972
71. A Co-operative Bank is established under:
A. Bank Companies Act. 1991
B. Co-operative Societies Act. 1985
C. Companies Act. 1994
72. Which one of the following is not a Central Bank:
A. Saudi Arabian Monetary Agency
B. State Bank of Pakistan
C. State Bank of India
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