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What is the distinguish between “Power of Attorney” & “Mandate” ?/Who is a liquidator?/ Distinction between “Act” & “Ordinance”?/Define “Partnership” & what are the basic ingredients of Partnership?/What are the consequence of non registration of a partnership firm?/What do you mean by secured & unsecured advances?  

  1. What is the distinguish between “Power of Attorney” & “Mandate” ?

Ans. Power of attorney as act as general notice for all concerns regarding delegations of authority by the customer & on the other hand Mandate is only a notice for a particular Banker to allow his nominee to operate his account.

 

  1. Who is a liquidator?

  Ans. A liquidator is a person appointed at the time of winding up of a company to realize it’s assets & to collect sums, if any from it’s share holders and to apply these funds in paying off companies liabilities.

 

  1. Distinction between “Act” & “Ordinance”?

Ans. An Act is one which passed through parliament & an Ordinance is one which passed by Presidential order in absence of parliament.

 

  1. Define “Partnership” & what are the basic ingredients of Partnership?

  Ans. As per section of 04 of partnership Act 1932 :   Partnership is “relation between persons who have agreed to share profits of a business carried by all or any of them acting for all”   Essential ingredients of partnership are:   i). There must be an agreement (Written, verbal or implied) between the persons concerned.   ii). The agreement must be to share the profit of a business.   iii). The business to be operated by all of them or any of the persons concerned acting all.

 

  1. What are the consequence of non registration of a partnership firm?

Ans. a). No suit to enforce a right arising from a contract or conferred by the partnership act 1932, can be instituted in any court by on behalf of any person suing as partner in a firm against the firm unless the firm is registered.   b). No suit to enforce a right arising from a contract can be instituted in any court by on behalf of a firm against any third party unless the firm is registered & person suing against name shown in the registrar of firm as partner.  Sample   c). No right of set off could be claimed.  reviewed.

 

  1. What do you mean by secured & unsecured advances?

  Ans. Secured advance means:   i). Advance made on the security of tangible assets like goods, building, land, stock exchange securities etc.   ii). Market value of such security must not be less than the amount of loan.   Unsecured advance means:   Advance made against which no tangible securities has been attached except personal guarantee of borrower and other parties are called unsecured advances.

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