Grievances Management in Bank & House Keeping!
Grievances Management:
– Factors responsible for Grievances
– Its importance
– Reason for Grievance in Bank
– Resolving Process
(A) Factors:
1.Environment of Office
2.Sitting Arrangement
3.Time Schedule
4.Boss – Subordinate Relation
5.Financial Facilities
6.Posting
7.Promotion
8.Non Appreciation of Personal Problem
9.Career Opportunity
10.Work Load
- Nature of Work
- Communication Hazards specially Language
- ACR
- Special Favor
- Under Estimation
(B) Effects:
1.Low Productivity
2.Affecting Planning
3.Affecting for Attaining Goal/Objectives
4.Dissatisfaction, Demotivating, Discouraging Situation
5.Affecting Innovation
6.Draining out of Prospective, Efficient Officer
7.Shortage of Skilled Man Power
8.Disturbing/Affecting Work Environment
9.Affecting Reputation
10.Non Acceptances of Banking Career by the Prospective Candidate
(C) Some Resolving Process:
1.Create congenial environment/working environment
2.Satisfactory, respectful sitting arrangement
3.Priority basis work planning should be arranges to avoid unnecessary delay in office
4.Try to maintain scheduled time
5.Controlling is necessary but should not cross the limit
6.Justice to be maintained with the subordinate i.e. appreciate good performance & discourage unacceptable performance
7.Financial facilities should be reasonable
8.Reasonable distribution of work load i.e. on the basis of efficiency, performance & knowledge considering load also.
9.Posting should have reasonable consideration i.e. merit, performance, efficiency, quality etc. should be given priority.
10.Appreciate reasonable personal problem
11.ACR must have sufficient justification i.e. avoid undue favor or deceive right person
12.Motivate people at work at different ways.\
13.Arrange training for right employee for skill development
14.Career path planning is essential
15.Distribute work on the basis of efficiency
16.Appreciate good performance and discourage slow and ineffective performance.
17. Recommend promotion for the right person
- Try to avoid special favor
- Don’t under estimate anyone
- Care while using language
House Keeping: Discussion Point
Importance
“Service is the Moto
&
Profit is the Target”
To Achieve
Proper Planning, Organizing, Assembling Resources, Implementing, Disciplining, Directing, Motivating, Coordinating, Communicating, Supervising, Monitoring, Reporting, Follow-up, Evaluating, Controlling, Feedback & Complying.
Result
Success – Goodwill – Marketing – Success.
Factors:
Human Factor, Material & Non-material Factor
(Man, Money, Material, Moment, Methods (5’m) and Environment)
Management of Human Resource:
Selection & Placement:
Considering Knowledge, Skill Attitude, Aptitude, Responsibility, Accountability, Communication & Negotiation Skill with Goal Oriented, Development Through Training & Motivating, Managing Grievance, Discipline, Maintenance of Environment, Service Compliance with Duty List, Maintenance of Dairy & Dress.
Materials:
- a) Physical: Layout considering time & motion study, sign board & notice board & sitting arrangement, cleanliness.
- b) Record Management: Filling, setting, indexing, personal record filing, identifying importance & use custody, security, safety and secrecy, preservation
Nature:
Documents, forms, books, registers, security stationeries, vouchers, books of A/Cs, B.B.I., circulars, guidelines, instructions, checklist, report, statements, compliances, different index, card box, valuables etc.
Operational Management:
- a) General Banking:
- b) Credit:
- c) Forex:
Internal control & compliance
a)Compliance unit
b)Monitoring unit & ICT
c)Audit: Risk based audit
Internal Control Process:
a)DCFCL: Daily, weekly, monthly checklist
b)Recording functions
c)BM will analyze & confirm
d)BM will preserve for inspection
i)Loan documentation checklist
ii)Operation report
iii)Risk analysis & rating
iv)Monitoring & follow-up
v)Reporting
vi)Compliance in all stages
vii)Branch compliance officer (BCO)
Short Functions
- General Banking:
Customer service – A/C opening & operation – Cash management – accounting – statement, return – dispatch – clearing – collection – remittance etc.
-
Credit:
Selection – processing – CRM – security – documentation disbursement – supervision – monitoring – follow-up – classification & provisioning – NPL management – renewal rescheduling – write-off – recovery measures (Legal & non-legal)
-
Forex:
Processing- maintaining books, circulars, guidelines, publications – forms & documents – operation – doc, exam & scrutiny – settlement – handling LIM & demand Loan – statement & returns & maintenance etc.
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Player線上娛樂城遊戲指南與評測
台灣最佳線上娛樂城遊戲的終極指南！我們提供專業評測，分析熱門老虎機、百家樂、棋牌及其他賭博遊戲。從遊戲規則、策略到選擇最佳娛樂城，我們全方位覆蓋，協助您更安全的遊玩。
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在【Player娛樂城遊戲評測網】我們致力於為玩家提供最公正、最專業的娛樂城評測。我們的評測過程涵蓋多個關鍵領域，旨在確保玩家獲得可靠且全面的信息。以下是我們評測娛樂城的主要步驟：
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娛樂城是什麼?娛樂城是台灣對於線上賭場的特別稱呼，線上賭場分為幾種：現金版、信用版、手機娛樂城(娛樂城APP)，一般來說，台灣人在稱娛樂城時，是指現金版線上賭場。
線上賭場在別的國家也有別的名稱，美國 – Casino, Gambling、中國 – 线上赌场,娱乐城、日本 – オンラインカジノ、越南 – Nhà cái。
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現金版娛樂城是一種線上博弈平台，其中玩家使用實際的金錢進行賭博活動。玩家需要先存入真實貨幣，這些資金轉化為平台上的遊戲籌碼或信用，用於參與各種賭場遊戲。當玩家贏得賭局時，他們可以將這些籌碼或信用兌換回現金。
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국외선물의 개시 골드리치와 동참하세요.
골드리치는 오랜기간 투자자분들과 함께 선물마켓의 행로을 함께 여정을했습니다, 투자자분들의 안전한 자금운용 및 알찬 이익률을 향해 계속해서 전력을 기울이고 있습니다.
무엇때문에 20,000+명 초과이 골드리치증권와 투자하나요?
신속한 대응: 편리하고 빠른속도의 프로세스를 제공하여 누구나 수월하게 사용할 수 있습니다.
안전 프로토콜: 국가기관에서 사용하는 상위 등급의 보안체계을 적용하고 있습니다.
스마트 인가: 모든 거래데이터은 암호화 처리되어 본인 외에는 그 누구도 내용을 열람할 수 없습니다.
보장된 수익률 공급: 리스크 요소를 낮추어, 보다 더 확실한 수익률을 제시하며 그에 따른 리포트를 제공합니다.
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해외선물이란?
다양한 정보를 알아보세요.
해외선물은 국외에서 거래되는 파생상품 중 하나로, 특정 기초자산(예시: 주식, 화폐, 상품 등)을 바탕로 한 옵션계약 약정을 의미합니다. 본질적으로 옵션은 지정된 기초자산을 향후의 어떤 시점에 일정 금액에 사거나 매도할 수 있는 권리를 허락합니다. 국외선물옵션은 이러한 옵션 계약이 외국 마켓에서 거래되는 것을 뜻합니다.
외국선물은 크게 콜 옵션과 풋 옵션으로 구분됩니다. 매수 옵션은 지정된 기초자산을 미래에 정해진 금액에 사는 권리를 허락하는 반면, 매도 옵션은 지정된 기초자산을 미래에 일정 가격에 매도할 수 있는 권리를 부여합니다.
옵션 계약에서는 미래의 특정 날짜에 (종료일이라 지칭되는) 정해진 가격에 기초자산을 사거나 매도할 수 있는 권리를 가지고 있습니다. 이러한 금액을 행사 가격이라고 하며, 만기일에는 해당 권리를 행사할지 여부를 결정할 수 있습니다. 따라서 옵션 계약은 거래자에게 향후의 시세 변화에 대한 보호나 수익 실현의 기회를 부여합니다.
외국선물은 시장 참가자들에게 다양한 운용 및 차익거래 기회를 마련, 외환, 상품, 주식 등 다양한 자산유형에 대한 옵션 계약을 포괄할 수 있습니다. 거래자는 풋 옵션을 통해 기초자산의 하락에 대한 보호를 받을 수 있고, 콜 옵션을 통해 상승장에서의 이익을 겨냥할 수 있습니다.
외국선물 거래의 원리
실행 가격(Exercise Price): 외국선물에서 행사 금액은 옵션 계약에 따라 특정한 가격으로 약정됩니다. 종료일에 이 가격을 기준으로 옵션을 행사할 수 있습니다.
종료일(Expiration Date): 옵션 계약의 만기일은 옵션의 행사가 허용되지않는 최종 일자를 뜻합니다. 이 날짜 다음에는 옵션 계약이 종료되며, 더 이상 거래할 수 없습니다.
매도 옵션(Put Option)과 매수 옵션(Call Option): 매도 옵션은 기초자산을 명시된 금액에 팔 수 있는 권리를 허락하며, 콜 옵션은 기초자산을 지정된 금액에 사는 권리를 허락합니다.
계약료(Premium): 외국선물 거래에서는 옵션 계약에 대한 계약료을 지불해야 합니다. 이는 옵션 계약에 대한 가격으로, 시장에서의 수요와 공급에 따라 변경됩니다.
실행 방식(Exercise Strategy): 투자자는 만료일에 옵션을 행사할지 여부를 선택할 수 있습니다. 이는 마켓 환경 및 거래 플랜에 따라 다르며, 옵션 계약의 수익을 극대화하거나 손해를 감소하기 위해 결정됩니다.
마켓 위험요인(Market Risk): 해외선물 거래는 마켓의 변화추이에 영향을 받습니다. 시세 변동이 기대치 못한 방향으로 발생할 경우 손실이 발생할 수 있으며, 이러한 시장 위험요인를 감소하기 위해 투자자는 전략을 구축하고 투자를 계획해야 합니다.
골드리치와 동반하는 외국선물은 보장된 확신할 수 있는 투자를 위한 최상의 선택입니다. 고객님들의 투자를 뒷받침하고 인도하기 위해 우리는 최선을 다하고 있습니다. 함께 더 나은 내일를 향해 계속해나가세요.
Tether TRC20 Transaction Verification and Financial Crime Prevention (AML) Practices
As crypto coins like Tether TRON-based increase in usage for fast and low-cost payments, the need for safety and conformance with financial crime prevention standards grows. Here’s how to review USDT TRON-based transfers and confirm they’re not connected to unlawful actions.
What is USDT TRC20?
USDT TRC20 is a stablecoin on the TRX network, pegged in accordance with the US dollar. Recognized for its low transaction fees and quickness, it is commonly utilized for international transactions. Checking transfers is important to block connections to financial crime or other criminal acts.
Monitoring USDT TRC20 Transactions
TRONSCAN — This blockchain viewer allows individuals to track and validate USDT TRON-based transfers using a wallet address or TXID.
Tracking — Advanced users can monitor unusual trends such as significant or quick transactions to spot irregular behavior.
AML and Dirty Cryptocurrency
Financial Crime Prevention (Anti-Money Laundering) rules help block illegal money transfers in digital assets. Platforms like Chainalysis and Elliptic Solutions enable enterprises and crypto markets to identify and stop criminal crypto, which refers to capital related to unlawful operations.
Solutions for Adherence
TRX Explorer — To verify TRON-based USDT transaction information.
Chain Analysis and Elliptic — Employed by trading platforms to ensure Anti-Money Laundering adherence and monitor unlawful operations.
Summary
Making sure safe and lawful TRON-based USDT transactions is essential. Platforms like TRONSCAN and Anti-Money Laundering tools assist guard participants from interacting with criminal crypto, supporting a secure and lawful digital market.
KU娛樂城與九州娛樂簡介
KU娛樂城是九州娛樂旗下的一個知名線上娛樂平台，致力於為玩家提供安全、創新且多元化的娛樂服務。九州娛樂作為亞洲地區的線上娛樂領導品牌，以其穩定的運營、先進的技術和用戶至上的服務理念聞名於業界。KU娛樂城在九州娛樂的支持下，不僅具備強大的品牌背景，還融入了創新的遊戲設計和完善的會員體系，成為眾多玩家的理想選擇。
KU娛樂城的遊戲種類
KU娛樂城為玩家提供了豐富多樣的遊戲選項，涵蓋多個熱門類別，旨在滿足不同類型玩家的娛樂需求：
1. 體育投注
KU娛樂城提供全面的體育賽事投注服務，覆蓋足球、籃球、棒球等多項主流運動。玩家可以根據實時賠率和賽事數據進行投注，享受觀賽與下注相結合的刺激體驗。
2. 真人娛樂
在真人娛樂區，玩家可以參與百家樂、輪盤、德州撲克等經典遊戲，並與真人荷官進行即時互動。先進的直播技術確保遊戲過程流暢無延遲，讓玩家彷彿置身於真實賭場。
3. 電子老虎機
KU娛樂城集合了數百款精美設計的電子老虎機遊戲，無論是經典三軸機還是具備豐富特效的多軸機，皆可滿足玩家的需求。高額的獎金機制與趣味主題設計，讓每一次旋轉都充滿驚喜。
4. 捕魚遊戲
KU娛樂城的捕魚遊戲區擁有多種玩法，玩家可以透過射擊技巧和策略挑戰不同級別的魚類，贏取豐厚的獎勵。畫面精美的海底場景和豐富的道具選擇，讓捕魚遊戲成為平台上的人氣項目。
5. 彩票與其他遊戲
KU娛樂城還提供豐富的彩票遊戲和創新娛樂玩法，玩家可以選擇自己喜好的遊戲類型，盡享多樣化的娛樂體驗。
九州娛樂的技術支持
九州娛樂作為KU娛樂城的母公司，以其先進的技術實力和多年的行業經驗為平台提供堅實的支持。九州娛樂引入國際頂級的數據加密技術，確保用戶的個人資訊和交易數據的安全性。同時，遊戲結果均經過公平性測試和第三方機構認證，為玩家打造一個公平透明的娛樂環境。
優質的會員服務
KU娛樂城始終以玩家為中心，提供一系列貼心的服務與福利：
– 優惠活動
平台定期推出豐富的促銷活動，包括新會員首存禮金、充值返利以及抽獎活動，讓玩家的每一次參與都更有價值。
– 快速出入金
KU娛樂城支持多種主流支付方式，並保證存提款的快速處理，讓玩家無需等待即可享受遊戲樂趣。
– 全天候客戶服務
KU娛樂城提供24小時在線客服支援，隨時解答玩家的疑問，確保每位玩家都能獲得最好的服務體驗。
KU娛樂城的競爭優勢
KU娛樂城之所以能在眾多線上娛樂平台中脫穎而出，除了其豐富的遊戲種類與頂級服務外，還有以下幾個顯著的競爭優勢：
1. 品牌信譽
作為九州娛樂旗下的品牌，KU娛樂城憑藉多年的穩定運營，已成為亞洲玩家心目中值得信賴的娛樂平台。
2. 持續創新
KU娛樂城不斷推出新遊戲和新功能，為玩家帶來更多元化和現代化的娛樂體驗。
3. 本地化服務
平台針對不同地區的玩家提供本地化的界面與支付選項，提升了用戶的便利性與滿意度。
未來展望
KU娛樂城將繼續秉承九州娛樂的核心理念，致力於成為亞洲線上娛樂市場的佼佼者。無論是透過升級遊戲技術、推出更多創新玩法，還是提升服務品質，KU娛樂城都希望為玩家帶來更加豐富的娛樂體驗。
總而言之，KU娛樂城在九州娛樂的支持下，憑藉其出色的遊戲內容和優質的服務，已成為線上娛樂行業中的一顆璀璨明珠。如果您正在尋找一個結合信譽、創新與趣味的娛樂平台，KU娛樂城將是不二之選。